Comments

• By lxgr 2025-04-112:511 reply

  Don’t make me input things without telling me that I’ll need a login to see the result.

  Requiring account creation upfront is fair; this is a very unpleasant dark pattern preying on the sunk cost fallacy.

  By dev1398 2025-04-116:142 reply

  I totally hear you! We looked at the comments here and are going to make a lot of the features on the product available without account creation! Appreciate the feedback

  By RamblingCTO 2025-04-117:441 reply

  Be careful to not overfit to HN comments if they're not your target audience though! Sometimes the vibe is "I don't wanna pay for stuff and I can build that myself" and that probably isn't your target audience

  By lxgr 2025-04-1114:291 reply

  My complaint isn't about having to pay, it's about not knowing upfront whether I will.

  By RamblingCTO 2025-04-1210:56

  And that's totally valid, I agree 100%. Show me what I get and I'll happily pay

  By lxgr 2025-04-1114:421 reply

  To be clear, it's totally fair to require account creation – data and customer relationships are currencies too, after all – in my view. (I might personally choose to not use it then, and that's just as fair.)

  I'd just have liked to know about it before selecting a few of my cards, which took me a minute or so. That's too much time/effort to get nothing in return.

  By alex-onecard 2025-04-1517:38

  Thank you for the comment - based on your feedback we have enhanced a bit the experience for users without logging in.

  Now on the landing page users are able to input cards to their liking and compare them at different vendors/categories to determine the best card without login.

• By fn42 2025-04-1023:582 reply

  Interesting idea, thanks for sharing.

  Some feedback from using:

  - It said to use amex blue cash for 3% back at costco, but costco only accepts visa

  - It said to use amex blue cash for 3% back at harbor freight but this card only gets 1% at this store, the BofA customized cash rewards (added to my wallet) is the only card I have found that gives 3% back on home improvement stores

  - It said to use amex blue cash for 3% back at BJ's, even though the BJ's rewards card is in my wallet which gives 5% back at this store

  By bdangubic 2025-04-112:131 reply

  the tool is sponsored by amex blue :)

  By dev1398 2025-04-116:21

  I wish lol currently not sponsored by anyone

  By dev1398 2025-04-116:20

  These are all interesting data points that we are going to look into and once we get it right I’ll be sure to let you know! Thank you so much for the feedback

• By pimlottc 2025-04-110:422 reply

  What "AI" is involved in this? It's mostly just a few database lookups based on merchant name and/or category, isn't it? Or is that just marketing gloss, because everything is "AI" now?

  By dev1398 2025-04-116:171 reply

  To be honest I totally forgot we left it there. We did have an AI feature baked in that we feature flagged because we wanted to get the core functionality right.

  Sorry for misleading you but I think the AI feature we have planned will be worth it

  By pimlottc 2025-04-1114:56

  Well, if you're not using AI right now, you should remove that text from your website.

  By lionkor 2025-04-115:57

  [flagged]