I'm not even really a hobbyist photographer anymore, but when I was, the full lossless edit was a .psd and that was generally exported to (high quality) jpg for distribution. I have folders full of carefully curated raws. For the relatively few that were ever edited they have an accompanying psd. The jpgs are ephemeral and don't get saved long term.
Yeah, when I was a smoker (thankfully many years in the past now), I really only ever used bics. I went through phases with Zippos or butane lighters, but they were always maintenance heavy, unreliable and too expensive for something so comonly shared with others. On the flip side, no-name gas station lighters didn't last and were generally unreliable. Bics hit a huge sweet spot of being long lasting, reliable, _and_ cheap enough to be treated as disposable even though they weren't in practice.
Very much my impression too. I work for an org with sites scattered across the country. My colleagues in Virginia still regularly wear suits, while I in California haven't even owned a suit in many years. For no particular reason I can discern, the gradient seems to be pretty linear. Our Texas people are right in the middle formality wise.