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There are games designed to be addicting. Some even have gambling built in. Technology is just a tool.

Which is ironic considering the FBI and CISA just today announced that you _should_ use WhatsApp and not use SMS for two factor authentication. Although they point out the biggest problem is mobile users click on links in SMS. We live in a mostly captured and anti consumer environment. I'm not sure there's any great advice.

https://www.newsnationnow.com/business/tech/fbi-warns-agains...

Insurance premiums are different for different people and are decided by underwriters based on expected risk. What subsidy are they receiving on those premiums? They were previously paying a special property tax to cover the additional fire services required for the area. This is not a particularly high income area.

Meanwhile everyone in Sacramento can buy federally subsidized flood insurance. The federal government also built the levees surrounding the county. The entire downtown core had to be jacked up several feet due to persistent flooding. Should everyone in Sacramento move too? Should we end the insurance subsidy?

Those have been known to start smaller fires before. Management strategies for them and recognition of the conditions that give rise to them were implemented. This fire burned worse than before because of poor maintenance on and around the line and because they did not shut it off quickly enough to prevent additional damage. The line was in a remote location and access to it was severely degraded.

Fundamentally the problem can be solved with management and engineering. It's entirely PG&E's fault. This was adjudicated and settled.