Banking Company LLC presents: Quantum Loans™ "Your money is simultaneously yours and ours until you check your balance."

Superposition Financing: Your loan exists in all possible amounts until observed. Checking your balance collapses the wavefunction — so we recommend you simply... don't. Ignorance isn't just bliss, it's financially optimal.

Multiverse Co-signing: Split the debt across all versions of yourself in the multiverse. Sure, some of you will default — but statistically, infinite yous means infinite revenue for us.

Entangled Interest Rates: Your rate is entangled with a partner borrower chosen at random. If they pay on time, your rate drops.

Payment Clusters: Forget monthly installments. Payments arrive in probabilistic clusters — sometimes three in a week, sometimes none for a year. We can't predict when, and neither can you. It's not a bug, it's quantum mechanics.

The Youtube mobile app is a nightmare to use, and has been for months (desktop is working quite well but I am using my phone 95% of the time). Reopening a short shows me a few frames of the next video before freezing, shorts die on second play constantly, history crashes because of shorts, changing to videos brings them back but navigating to shorts crashes again.

This has been reliably going on for at least 6+ months, I thought shorts was a big priority for them, but the UX is and remains horrible.

From the authors website:

Renaissance Geek (noun)

A person who moves fluidly between art, technology, narrative, and systems — guided by curiosity instead of specialization.

With AI as their amplifier, this breadth makes them dangerous enough to build the future rather than be shaped by it.