I'd accept punch cards.

The Catholic Church is made up of people and people do all kinds of things and make all kinds of choices in life. As others have pointed out, it's very possible to talk about the struggles of your community without calling out Bob in the third row.

That explains why many tradesman here are always driving new trucks.

I agree, all kinds of grocery stores have failed over the years. Kroger's just isn't a good example of a failing store for a lot of reasons. They aren't a stellar investment, but they are also up from 1 year ago and 5 years, so investor's don't look like they agree with your summary of the business.

https://massmarketretailers.com/kroger-delivers-solid-quarte...

They didn't lose money because of their grocery operations. Those margins have increased slightly.