I would appreciate the same thing written by a human. That human would probably have lots of fun writing this.

What otp are you using? You can ask in the forum of sailfishos if it runs

I love myself a good phone were I can tinker with the os like with my computers :)

It looks so. That is actually the second phone they are making since them and the first got quite good responses

A surprising amount of banking apps actually work. Check the forum. My two german banks were fine