Do you see the broader point I'm making, which is that non-zero interest rates means delivering value isn't enough anymore?

I went to a Math/CS magnet program for high school with selective admissions. It wasn't racially diverse and 90% Asian, but most of them were born into working class families. Virtually everyone went to top universities and did extremely well. My brother who went to a top tier private school used my teacher's math curriculum.

They eliminated the selective admissions after I graduated and now the program is worse. The teachers teach less because the students cannot learn. The students don't go to top universities anymore. But it is diverse and equitable.

I don't want to live in a world where I must buy my children access to education. Not getting into a good university and being forced to suffer the consequences of my actions made me realize the value of hard work.

If from 0-18, the determinant of my children's success is how much money I spend on them, I'm not teaching them to be better than me.

> I'm reduced to play commercial offerings like Transport Fever 2.

Literally play Simutrans. Same window UI from the 90s.

I like Simutrans more because the cargo and passengers have destinations in mind.

TTD and OpenTTD do not which incentivizes mechanisms to dump everyone at the edge of the map.

Aside from that they're both transport games with bad UIs.

If the company is spending $100k to employ you, you need to deliver $103.8k/year of value.