How is that creditkarma accumulated? By other "users"? Does the intermediary guarantee, the this account is a valid person now and always, and not sold the account or not stolen? I mean, we will always need some middlemen I guess?

> users could then propose changes to the policy and democratically vote on those changes.

Which, in fact, would open up the same rat race with determining which accounts are real and so forth.

Not disagreeing with you, just circling around this same problem. Feels like the world still isn't ready yet.

That's a different risk profile. Companies are governed by local laws, usually, and currently, that works here in Europe.

Do you have any ideas on how to harness AI to only change specific parts of a system or workpiece? Like "I consider this part 80/100 done and only make 'meaningful' or 'new contributions' here" ...?

Clean up the team