This is the take, very well said. I've been trying to use analogies with cars and cabinet making, but building a house is just right for the scale and complexity of the efforts enabled, and the ownership idea threads into it well.

Going into the vault!

This is not true.

When you spend Canadian dollars at a business owned by a Canadian, you're sending that owner and the Canadian government your money, in exchange for their goods or services, normally at a surplus of value for them. You are 'helping' them; you are 'investing' in the Canadian economy. You are justifying the existence of their business and the jobs of the people who work there.

Especially insofar as you're making this choice versus American options, you are putting money into the hands of Canadians rather than Americans. This is the underlying concept behind boycotts and voting with your dollars or feet.

lol, uh, I'm pretty sure they actually can't.

You or a business with legal owners can have a bank account, and you can give access to that account to an agent, but real banks work in the real world, and "know your customer" regulations need a real person somewhere in the chain.

But, hey, maybe I'm wrong.

For anyone else who briefly got very lost at PFC, probably "prefrontal cortex".

https://www.courtlistener.com/ is run by freelaw.