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buenzlikoder

18

Karma

2023-02-22

Created

Recent Activity

  • NameLook puts a whole new meaning to "low effort videos"

  • Are you saving for retirement or buying property? Then start filling your 3rd pillar (Säule 3a) first because of the tax cut. Ideally in a low cost provider (viac/finpension), but the bank you already have probably has an offer too. It might be a bit more expensive than viac, but still much better than not investing. Stay away from 3rd pillar at insurance companies, they might be hard to cancel. Do yourself a favor and do this just for the tax cut.

    If you max out the 3a, you can start of thinking investing elsewhere. IBKR is the cheapest to buy a US domiciled world ETF. But the UX is not super easy and you will have to fill all transactions manually in the tax report.

    Neon with investments is another option I can recommend if you prefer a swiss company and a simple user interface. Fees are low if you set up a savings plan and pick one of the 0% ETFs

  • Related:

    Car companies have been screwing up e-bikes for longer than you think

    https://electrek.co/2024/04/02/car-companies-have-been-screw...

  • It's difficult to say these numbers are believable or not as they depend on speed and pedal input, but given my own experience and reading some tests/forum, they are off by 2x to 3x.

  • Normal bicycle drivetrains have efficiencies around 95%...

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